You have reports. You need answers.

FuseGrid reads your QuickBooks the way a CFO would — flags what changed and why, forecasts your cash 13 weeks out, and starts every morning with the one thing that actually needs you. Plain English. Every number one click from the transactions behind it.

Read-only — can never touch your books No credit card to start Every number clicks to the GL Unlimited seats — accountant free
The morning Brief — headline, net-income bridge from May to June, and KPI tiles for revenue, net income, EBITDA, and cash — live product, sample data

Live product — sample data (Beacon Mechanical, a fictional company). Open this screen live — no signup →

The going rate

What CFO work costs in 2026.

A fractional CFO
$3,000–$10,000/mo

A few hours a month of a shared executive. Great judgment — on their calendar, at their rate.

A consultant's forecast model
$5,000 one-time

A beautiful spreadsheet that's stale by spring and breaks the first time you touch it.

Nothing
$0/mo

Most businesses your size choose this option. That's the expensive one — you just pay for it later, and by surprise.

FuseGrid does the deliverables — the daily read, the cash forecast, the bank model, the board pack — from $99 a month.

Sound familiar?

It's 9pm and the QuickBooks tab is open again.

You're not looking for anything in particular. You're looking for a feeling — are we okay? — and a P&L has never once handed it over.

You do the payroll math in your head at red lights.

The problem started in March. You found out in May.

You don't need another report. Reports are the problem. Here's what it looks like when the numbers explain themselves.

What changed, and why

Your P&L, with the CFO's pen still on it.

Every close, FuseGrid writes What stood out at the top of each statement, ranks the drivers by what they did to your bottom line, and flags the lines that deserve a second look — statistical outliers, sign flips, suspiciously round journal entries. Same-day close insights — not a two-week wait for someone else's calendar.

A $40,000 account going quiet is a finding; a $40 one is silence you paid for. It knows the difference.

Read your own June this way
Profit and Loss with the AI review — month-over-month compare, account numbers, and flagged lines — live product, sample data

Live product — sample data (Beacon Mechanical, a fictional company). Open this screen live — no signup →

Cash

Know you'll make payroll. Five Fridays from now.

The 13-week cash forecast knows when payroll hits, when rent clears, and when each invoice is actually due — so a tight week shows up while it's still weeks away and fixable. When there's a move that fixes it, FuseGrid models the move.

A tight week shows up as a specific week with a specific cause — and the move that fixes it, modeled while there's still time to make the call.

See your tight weeks — start free
Forecast Studio — projected ending cash with receipts, net-cash, and ending-cash tiles, so a tight week shows up weeks ahead — live product, sample data

Live product — sample data (Beacon Mechanical, a fictional company). Open this screen live — no signup →

Early warning

Bad news ages terribly.

On day 12 of the month, FuseGrid tells you how much of the plan you've actually realized — not a naive run-rate that thinks every day is the same. And the Books Trust score checks the books themselves, so "the books are a bit messy" becomes $12,400 uncategorized, and Equipment Rental landing on exactly $4,000 — a to-do list, in dollars.

The expensive version of a problem is the one you learn about three weeks late.

Know by day 12 — start free
Pacing vs forecast · July
Day 12 of 31 · pacing is day-weighted, not a straight line
Revenueon pace for the monthOn track
Gross profittracking planOn track
Cash changeahead of planAhead
Books Trust — 1 check needs you
$12,400 uncategorized · Equipment Rental at exactly $4,000 · reconciliations current
Sample data — Beacon Mechanical, a fictional company
Getting paid

Getting paid shouldn't be a mystery genre.

Your aging report knows who owes you. It doesn't know who's slipping. FuseGrid shows which customers drove the change, scores who's likely to pay late before they do, and tells you what invoices like these historically recover — so you chase the right people first.

DSO crept up five days — three customers slowed. Here's who to call first.

See who's slipping — start free
The customers table in A/R & collectability — every open balance by customer with overdue, over-90-day, and DSO columns, sorted into calling order; Harbor Point Properties tops the list at $154.1K — live product, sample data

Live product — sample data (Beacon Mechanical, a fictional company). Open this screen live — no signup →

The bank meeting

The bank wants projections. Hand them a model, not a screenshot.

FuseGrid forecasts all three statements — P&L, balance sheet, cash flow, reconciled — 24 months out, and rebuilds it every night as QuickBooks syncs. One click exports an 11-sheet Excel model with native formulas and a live driver sheet. Your banker can audit every cell, and toggle the cases themselves.

It ships with its own report card: predicted vs. actual, on your own history. Because "trust me" isn't a forecast methodology.

Yes, we make the spreadsheet too. The difference is this one doesn't break.

The bank asked for projections? Start here
Forecast Studio statement view — monthly P&L actuals rolling into 24 months of forecast columns, with Base / Upside / Downside cases and the driver assumptions that power the model — live product, sample data

Live product — sample data (Beacon Mechanical, a fictional company). Open this screen live — no signup →

Look credible

The board pack that used to eat a weekend.

Pin any chart or card from anywhere in FuseGrid into the pack. The AI drafts the narrative; you edit it inline. Export a themed, native PowerPoint — real editable charts, not screenshots — or send a link. Revoke it later. Pin it to June or let it always show the latest.

From a lost weekend to eleven minutes.

See it on your own books — start free
Presentations · Board pack
Executive Review 5Profit & LossBalance SheetCash FlowA/R Trends
Performance review

Financial Review

Beacon Mechanical · June · Performance review and management discussion
Prepared report
Executive Review✦ Ask AI
Total revenue
$391.2K
Latest period
Net income
$38.1K
9.7% net margin
EBITDA
$47.0K
Analytical non-GAAP
Gross margin
42.7%
Revenue quality
Executive summary

June revenue rose 3.2% to $391K; the story is margin — gross margin slipped about four and a half points to 42.7% on Install materials. Cash is $186K. Collections slowed: DSO is up about five days, to roughly 41.

Net Income MoM Bridge May → June
$64.7K
+$12.1K
−$24.0K
−$14.6K
$38.1K
Prior NIMayRevenueCOGSOpExThis NIJune
Prior / starting totalFavorableUnfavorableCurrent total
Share — anyone with the link · view-only
fusegrid.io/share/cfo/bcn-jun-…Copy link
Pinned to June · revocable anytime · no FuseGrid account needed
Sample data — Beacon Mechanical, a fictional company
The scoreboard

Profitable, sure. But are you good?

Every ratio is benchmarked against IRS industry averages — 400+ industry codes, not a made-up index — so "fine" gets an answer to fine compared to what? And service-line margins show which parts of the business actually make money.

Beacon's discovery: the busiest trucks made the least money — Install's margin ran far below Service's. The statements put numbers on it.

What is it all worth?

Four valuation methods, blended, with the levers ranked. Not a someday number — a today number, with a to-do list attached. Every input sits on the page — change one and the estimate moves with it.

See your scoreboard — start free
Ratios and trends — composite health score with per-category scores and IRS industry benchmarks — live product, sample data

Live product — sample data (Beacon Mechanical, a fictional company). Open this screen live — no signup →

Valuation — inputs, four weighted methods, and the blended estimate with its range — live product, sample data

Live product — sample data (Beacon Mechanical, a fictional company). Open this screen live — no signup →

Why you can believe it

Believe nothing. Click everything.

AI that summarizes your finances is easy. AI you'd act on is different. Every number in FuseGrid — every headline, every flag, every forecast driver — clicks down to the general-ledger transactions behind it. We built it to be audited, because you should audit it.

1 · The Brief says
Margin slipped ~4.5 pts — Install materials drove it
COGS · MoM+$24.0K
2 · The P&L line
Total revenue$391.2K
Cost of goods sold ▲ vs May+$24.0K
Gross margin was 47.2%42.7%
3 · The transactions
Jun 14 · HVAC Supply Co — Corrigan$18,220
Jun 20 · HVAC Supply Co — Corrigan$12,940
Jun 26 · Metro Refrigerant$9,310
…and the rest of the jobone click
Read-only means read-only — FuseGrid can analyze your books and can never change them. Your accountant sees exactly what you see, free. We like it when someone checks our work.
Your actual options

The honest comparison.

QuickBooks reports
Spreadsheet + consultant
Fractional CFO
FuseGrid
What it costs
Included — and unread
$5,000, stale by spring
$3,000–$10,000/mo
$99–$349/mo
Tells you what changed & why
You interpret it
When you rebuild it
Monthly, on their calendar
Every morning
Sees the cash crunch coming
No
If you maintain it
If you ask in time
Week by week, 13 weeks out
The bank model
Screenshots
That's the $5,000
Extra scope
11 sheets, native formulas
The board pack
Copy-paste
More hours
Billable hours
Eleven minutes
Judgment & negotiations
The human wins
Not what we sell

The human CFO wins on judgment and negotiations. That's not what we sell. We sell the deliverables — so if you ever hire one, they start with everything already built. And if you already have a fractional CFO? Give them FuseGrid — it's the analyst they don't have. See the full comparison →

How it works

Tonight: connect. Tomorrow morning: know.

Real analysis needs your whole history, not a screen-scrape — so we're honest about the one wait involved.

Create your account

A minute of basics. No credit card.

2 min

Connect QuickBooks

Read-only, through Intuit's own consent screen. FuseGrid can never change your books.

60 seconds

We read 5 years of history

The full picture, not last quarter. We email you the moment your first Brief is ready.

a few hours

Open your first Brief

It already knows things. Most owners connect after dinner and read it with coffee.

every night after
Who it's for

Built for the owner who IS the finance team.

If you run the business, approve the payroll, and read the P&L at 10pm — FuseGrid was built for you. If you serve those owners, there's a version for you too.

Pricing

Less than a bookkeeper. A rounding error next to a CFO.

One price per company. Unlimited seats — invite your whole team and your accountant free. Pro costs less than one hour of a fractional CFO's month.

Essentials
$99/mo
Know where you stand — and that payroll clears. The Brief, annotated statements, 13-week cash, A/R, benchmarks, GL detail.
Start free
Enterprise
$899/mo
Several companies, one picture — consolidation, per-viewer permissions, your branding on every report.
Compare plans
Fair questions

Ask us the hard ones.

Is this just ChatGPT pointed at my books?

No. The numbers come from a deterministic pipeline over your general ledger — the same math every time, testable and traceable. AI writes the explanations on top, and every claim links to the transactions behind it. If a number ever looks wrong, click it and check the ledger.

What does it NOT do?

It won't file your taxes, negotiate your lease, or sit in the room with your bank. FuseGrid does the deliverables a CFO produces — the daily read, the forecast, the model, the board pack — not the judgment calls a human makes in the room.

Do I still need my accountant?

Yes — and they get a free seat. Your accountant keeps the books right; FuseGrid does the daily analysis a CFO would. Different jobs. Most accountants love it, because they stop getting the "quick question" emails.

Can it mess up my QuickBooks?

No. The connection is read-only through Intuit's own consent screen — this is what you approve, verbatim:

FuseGrid wants to:
View your QuickBooks Online data
Create or change transactions — never requested
Disconnect anytime from either side. How we handle your data →
My books are a bit messy. Will this even work?

Messy books are half the point. The Books Trust score finds the mess and prices it in dollars — "$12,400 uncategorized, and Equipment Rental landing on exactly $4,000," not a vague bad feeling — so you (or your bookkeeper) get a to-do list instead of a lecture.

How do I know the forecast isn't made up?

It ships with its own report card. The Accuracy sheet shows what the model predicted for your recent months against what actually happened — on your own books. It gives bands, not false precision. Judge it on its record.

Not on QuickBooks Online?

Then we can't help you yet — FuseGrid is built on QBO. We'd rather say so here than after you sign up.

Start tonight

This month is going to close either way. Close it with a CFO.

Connect QuickBooks tonight. Read your first Brief with tomorrow's coffee — what changed, what's coming, and the one thing that needs you.

Connect QuickBooks — free for 14 days →
Read-only · No credit card · 30-day money-back · Cancel anytime