For business owners For in-house teams → For accounting firms & fractional CFOs →

The bank asked for projections.

Here's what you hand them tomorrow morning: a 24-month, three-statement model built from your actual QuickBooks history — an 11-sheet Excel file with native formulas your banker can audit cell by cell. Not a template. Not a screenshot. A model.

Connect QuickBooks — free for 14 days See the model's sheets ↓
Native .xlsx — yours forever, opens without us Read-only — can never touch your books No credit card to start Backtested on your own history
What you'll hand them

Eleven sheets. Native formulas. No black box.

Cover to Methodology, every sheet is a real spreadsheet — formulas, not pasted values. Change a driver and the whole model recomputes in front of you. Your banker can trace any number on the income statement back to the assumption that produced it. Native formulas. Your banker can audit every cell.

And the case toggle lives on the Drivers sheet, so board members flip Low, Expected, and High themselves — no consultant on the clock to re-run scenarios.

Yes, we make the spreadsheet too. The difference is this one doesn't break.

Build yours from your QuickBooks
Forecast Studio statement view — monthly P&L actuals rolling into 24 months of forecast columns, with Base / Upside / Downside cases and the driver assumptions that power the model — live product, sample data

Live product — sample data (Beacon Mechanical, a fictional company). Open this screen live — no signup →

Where the numbers come from

Not a template. A model of your business.

FuseGrid reads five years of your QuickBooks history and forecasts all three statements — together, not in three parallel universes.

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Income statement

Revenue and margin projected from your own seasonality and trend — the patterns in your history, not an industry average with your logo on it.

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Balance sheet

Receivables and payables move the way your customers actually pay — not the way a textbook says they should. Net income lands in equity, like it's supposed to.

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Cash flow

Derived from the other two, so the statements reconcile: the ending cash on the cash-flow sheet is the balance-sheet cash line. If they didn't tie, your banker would find it. So we tie them.

Rebuilt every night as QuickBooks syncs — never the March model in July. And it gives you bands, not false precision: High, Expected, Low.

The report card

Because "trust me" isn't a forecast methodology.

Every model ships with an Accuracy sheet: what it predicted for your recent closed months, next to what actually happened — computed on your books from the day you connect. For Beacon, that's predicted revenue beside actual revenue, month by month, for anyone to check. We'd rather show you the report card than the brochure.

beacon-forecast.xlsx · Accuracy
CoverDriversIncome StatementBalance SheetCash FlowScenariosForecast Range13-Week CashDaily CashAccuracyMethodology
Revenue backtest predicted vs actual, recent closed monthsmonth by month
Method each month forecast using only the data that existed before itrolling origin
Precision ranges you can defend, not point estimates you can'tHigh / Expected / Low
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Your model ships the same sheet, on your history
If the record is bad on some line, the sheet says so. Judge the model on its record.
Sample data — Beacon Mechanical, a fictional company
Cash, week by week

The bank thinks in months. Payroll thinks in Fridays.

The monthly statements answer the bank. The 13-Week Cash and Daily Cash sheets answer you — they know when payroll hits, when rent clears, and when each invoice is actually dated, so "can I make payroll?" gets a week-by-week answer while a tight week is still fixable.

Beacon's tight week is the one where biweekly payroll and the quarterly insurance premium land together — visible weeks in advance, while accelerating a couple of slow receivables (Harbor Point alone is sitting on $154.1K) still turns the dip into a cushion.

The 13-week cash forecast is in every plan, from $99. The 24-month model and the Excel export are Pro.

See YOUR tightest week — start free
Forecast Studio cash model — projected ending cash with confidence bands, daily to monthly — live product, sample data

The live cash model, daily to monthly (sample data — Beacon Mechanical, a fictional company). A dedicated week-by-week planning table is on the roadmap. Open it live →

The alternative math

What this model costs everywhere else.

A consultant's model
$5,000 one-time

Beautiful in January. Stale by spring, broken the first time you touch it — and re-running a scenario is a change order.

A fractional CFO
$3,000–$10,000/mo

Great judgment, worth having. But the model is extra scope, built on their calendar — and the meeting is on yours.

FuseGrid Pro
$349/mo

The 24-month model, rebuilt every night as QuickBooks syncs — plus the forecast, scenarios, valuation, and board packs it comes from. Cancel anytime.

The human CFO wins on judgment and negotiations. That's not what we sell. We sell the deliverables — starting with the model in your banker's inbox tomorrow.

Full pricing — 14-day free trial · 30-day money-back →
Fair questions

The ones your banker would ask.

How accurate is the forecast?

The model ships with its own report card. The Accuracy sheet backtests it on your history — what it predicted for your recent closed months, next to what actually happened, month by month. And it gives bands, not false precision. Judge it on its record, not ours.

Can my banker open it without FuseGrid?

Yes. The export is a native .xlsx with real formulas — it opens in Excel or Google Sheets like any other spreadsheet. No FuseGrid account, no plugin, no link back to us. Once you export it, it's yours forever — even if you cancel.

What if my books are messy?

The Books Trust score finds the mess and prices it in dollars — uncategorized spend, an accrual that looks missing — so you get a to-do list before your banker gets the model. A forecast built on messy books says so, plainly, instead of pretending.

How fast can I have it?

Connect QuickBooks tonight — it's read-only, through Intuit's own consent screen. The first sync reads five years of history and takes a few hours; we email you the moment it's done. Export the model tomorrow morning, with time to spare before the meeting.

Before the meeting

The meeting is coming either way. Walk in with the model.

Connect QuickBooks tonight. The first sync takes a few hours — we email you. Tomorrow morning: export the 11 sheets, attach, send, and answer questions instead of apologizing for a spreadsheet.

Connect QuickBooks — free for 14 days →
Read-only · No credit card · 30-day money-back · The .xlsx is yours forever